Effective Date: 22-April-2025
These Terms of Use (“Terms”) govern your use of the Buildio Mortgage Inc. (“Buildio,” “we,” “us,” or “our”) website and any services offered through the site (“Website”). By accessing or using the Website, you agree to comply with these Terms. If you do not agree, please discontinue use immediately.
Licensing: Buildio Mortgage Inc. is a licensed mortgage brokerage. You may verify our licensure via NMLS Consumer Access. Availability of services is subject to eligibility, state restrictions, and applicable regulations.
Eligibility: This Website and its services are intended for U.S. residents age 18 or older. By using this Website, you confirm that you meet these criteria.
Authorized Use: You agree to use this Website only for lawful and intended purposes. Any unauthorized, unlawful, or abusive use may result in termination of your access.
Account Security: If registering for services, you agree to maintain accurate information and keep your login credentials secure. You are responsible for all activity under your account.
Ownership: All Website content, including text, graphics, branding, code, and media, is the property of Buildio or its licensors and protected under copyright and trademark laws.
Use Restrictions: You may not reuse, reproduce, or modify Website content without express permission from Buildio.
User Content: You agree not to submit content that is unlawful, harmful, or infringes on the rights of others.
License: We grant you a limited, non-exclusive, non-transferable license to access and use the Website for personal, non-commercial purposes.
The Website and services are provided “as is” and “as available” without warranties of any kind. We do not guarantee uninterrupted operation or that defects will be corrected.
No Guarantees: Mortgage rates, eligibility outcomes, and loan approvals are not guaranteed. Your experience may vary based on lender guidelines, creditworthiness, and market conditions.
To the fullest extent permitted by law, Buildio and its affiliates shall not be liable for any indirect, incidental, or consequential damages resulting from Website use or service engagement.
Cap on Damages: Unless otherwise agreed in writing, total liability shall not exceed $100. This limitation is fundamental to our business relationship.
You agree to indemnify and hold harmless Buildio and its affiliates from claims, losses, or liabilities arising from your use of the Website or violation of these Terms.
External Links: We may include links to third-party websites. Buildio does not control or endorse these sites and is not responsible for their content.
Partner Tools: Third-party integrations, including credit and loan eligibility tools, are provided without warranty. Use them at your discretion.
Your use of this Website is governed by our Privacy Policy, which describes how we collect, use, and protect your data.
Consent to Contact: By providing contact information, you agree to receive updates and notifications from Buildio. You may opt out at any time.
Mobile Use: If you provide a phone number, you consent to receive SMS or calls for service or marketing purposes. Standard message rates may apply.
We reserve the right to update these Terms at any time. Continued use of the Website implies acceptance of the latest version.
These Terms are governed by the laws of the State of Colorado. Any disputes must be resolved in courts located within Colorado.
For questions about these Terms, please contact us: terms@buildio.us