Privacy Policy

Effective Date: 22-April-2025

Buildio Mortgage Inc. (“Buildio,” “we,” “us,” or “our”) is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and protect your information when you use our website (the “Website”) or any of our services. By using the Website, you consent to the practices described in this policy.

Information We Collect

Information You Provide

We collect information you provide directly, such as name, email, phone number, income, employment status, credit details, and related application data.

Information Collected Automatically

We collect technical data like IP address, browser, device type, visit duration, and page interaction using cookies and tracking technologies.

Information from Third Parties

We may collect information from credit bureaus, referral partners, or public records to help us assess eligibility and provide services.

How We Use Your Information

  • To evaluate eligibility for mortgage products or services
  • To process applications and deliver services
  • To comply with applicable laws and licensing requirements
  • To respond to your inquiries or provide customer support
  • To detect and prevent fraud or unauthorized access
  • To improve the Website and our services

How We Share Your Information

  • Service Providers: With vendors who perform services on our behalf
  • Government Agencies: When required by law or regulation
  • Affiliates: With related companies in accordance with this policy
  • Consent-Based Sharing: When you explicitly opt in

Mobile phone contact information will not be shared or sold to third parties for marketing purposes.

Cookies & Tracking

We use cookies and similar tools to enhance user experience, analyze traffic, and improve services. You can disable cookies in your browser settings.

Security

We implement appropriate safeguards to protect your personal information, though no system can be guaranteed fully secure.

Your Rights

Depending on your state, you may have rights to access, correct, delete, or restrict your personal information. Contact us using the information below to make such requests.

CCPA Disclosure (California Residents)

  • You have the right to know what information we collect and how we use it.
  • You can request access, correction, or deletion of your data.
  • You may opt out of certain types of data sharing, if applicable.

Children's Privacy

Our services are not directed at children under 13. We do not knowingly collect information from anyone under this age.

Retention of Data

We retain personal data only as long as needed to fulfill its purpose or as required by law.

Changes to This Policy

We may revise this Privacy Policy as needed. Changes will be posted here with an updated effective date.

Contact Us

If you have questions about this Privacy Policy, please contact us at: privacy@buildio.us